Terms of Use Agreements

EFFECTIVE DATE: October 2024

The following Terms of Use are entered into by and between you, our public website visitor, and Vertifi Software, LLC, (“Vertifi,” “we,” “us,” or “our”). These terms and conditions, together with any documents they expressly incorporate by reference, govern your access to and use of the public website pages at www.us.vertifi.com (“Website”). By using the Website, you accept and agree to be bound and to abide by: these Terms of Use; our Privacy Policy, which governs our Website and informs users of how we collect and use data; and our Cookie Policy, which informs users of how and why we use site cookies. If you do not want to agree to these Terms of Use including the agreements referenced in this policy, you must not access or use the Website.

Please note: This Terms of Use policy applies to Vertifi’s public corporate website at www.us.vertifi.com only. Vertifi clients accessing the secure web portals (Vertifi Customer Portal, or VCP, and/or Ease-Link) will find Terms of Use specific to the additional features and operational functions of those portals linked from those secure sites.

VARIATION OF TERMS

Vertifi is permitted to revise these terms at any time it sees fit. As the policy is updated, we will update the “Effective Date” above. Please return to this page from time to time to ensure you are aware of and agree to comply with any policy changes.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

This Website is provided “as is,” as a convenience only, without warranty or assurance of any kind. Vertifi makes no express or implied representations or warranties of any kind related to this Website or the materials contained on this Website. We are not representing that the content is accurate, complete, up-to-date, free from error, or otherwise reliable. Although we try to keep our websites current and accurate, we have no duty to do so. Additionally, nothing contained on this Website, including, but not limited to, content related to general financial services; financial, market, or economic trends or information; industry information; federal, state, or agency regulations; or compliance related topics, shall be construed as providing consult or advice to you.

In no event shall Vertifi, or any of its officers, directors, and employees, be liable to you for anything arising out of or in any way connected with your use of this Website, whether such liability is under contract, tort or otherwise, and Vertifi, including its officers, directors, and employees, shall not be liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this Website.

INTELLECTUAL PROPERTY

Under these terms, Vertifi owns all rights to the intellectual property and material contained on this website, and all such rights are reserved. All copyright to all material provided on this website is held by Vertifi, or, with their permission, its partners. You acknowledge and agree that the information presented on this website, including text, graphics, logos, icons, images and software, and the arrangement and compilation of such content, is the property of Vertifi, its partners, or its content suppliers and is protected by one or more of copyright, trademark, service mark, patent and/or other proprietary rights and laws. You are granted a limited license only, subject to the restrictions provided in these Terms, for purposes of viewing material contained on this website. Vertifi may, in its discretion, grant limited licenses to the republication of Website content, including, for example, by providing a link to “share” or “repost” a blog entry.

You are expressly restricted from the following and agree not to:

1. Publish material from this website in any media without the prior written permission of an authorized representative of Vertifi;
2. Sell, sublicense, or otherwise commercialize any material from this website;
3. Use this website in any way that is, or may be, damaging to this website;
4. Use this website in any way that impacts user access to this website;
5. Use this website contrary to applicable laws and regulations, or in a way that causes, or may cause, harm to the website or to any person or business entity;
6. Engage in any data mining, data harvesting, data extraction or any similar activity related to this website or while using this website;
7. Use Vertifi’s trademarks, service marks, or logos, registered or unregistered, without the prior written permission of an authorized representative of Vertifi;
8. Impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a credit union, company, person, or entity.

LINKS TO EXTERNAL WEBSITES

Our website includes links to external sites, which are not governed by these Terms of Use. When you click on an external link from our site, you will be alerted with a leaving notice pop-up. Once you have left our site, we have no control over the information that is collected or tracked by any external site.

INDEMNIFICATION

You hereby indemnify to the fullest extent Vertifi from and against any liabilities, costs, demands, causes of action, damages, or expenses (including reasonable attorney’s fees) arising out of or in any way related to your breach of any of the provisions of these terms.

GOVERNING LAW & JURISDICTION

Vertifi’s website is designed and published in the United States. These terms will be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts and the United States, as appropriate, and you agree that any dispute under this Agreement or relating to use of the Website, if not resolved informally, shall be brought in the state or federal courts located in the Commonwealth of Massachusetts. You are responsible for complying with all applicable laws, and Vertifi disclaims all responsibility for any violations of law of any jurisdiction resulting from you accessing or downloading any of the Website.

NO WAIVER

Any failure by Vertifi to insist upon or enforce strict performance of any provision of these Terms of Use or its Privacy Policy shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of these Terms of Use or Vertifi’s Privacy Policy. Vertifi may assign its rights and duties under these Terms of Use or its Privacy Policy to any party at any time without notice to you.